Creditwise Loan Nigeria Customer Care Number Reviews Interest Rate Apply
Nigerian financial lending company CreditWise Financials Limited is quickly building a solid reputation in the Micro and Retail loan space. We concentrate on Sustainable Lending with a focus on Women’s Empowerment, MSMEs, and Poverty Alleviation (Lending to Junior and Mid-Level Salaried Workers).
Creditwise Customer Care Phone Number, Whatsapp Number, Email and Office Address
Please use one of the following ways to contact creditwise customer service if you need to:
Send an email to [email protected]. Additionally, if you would rather communicate in person, you can visit their office in Lagos, Nigeria at 23a Moleye Street, Alagomeji-Yaba 234-01.
Creditwise Loan Interest Rate
The Creditwise loans’ affordable interest rates are among their most alluring features.
Creditwise offers the flexibility you need to effectively manage your debt with loan amounts ranging from N5,000 to N500,000 and repayment intervals from 14 to 365 days.
For Creditwise loans, the annual interest rates range from 12% to 20%.
Consider borrowing N5,000 with a 180-day repayment schedule as an example. In this instance, N600 would be the amount of interest charged at a 12% rate.
This indicates that N5,600 would be the total repayment, including both the principal and interest.
How to Apply For CreditWise Loan In Nigeria
Having trouble applying for a Creditwise loan in Nigeria?
How to begin going is as follows:
Download and set up the application: On your Android device, navigate to the Google Play Store. Look up “CreditWise Loan App” and download the genuine program. Install it after downloading it on your device.
Launch the CreditWise app after installation to create an account. Create an account in the app to get started.
Use the phone number associated with your BVN (Bank Verification Number) while registering.
As a One-Time Password (OTP) will be given to this number for verification, this is crucial.
Please enter your contact information: After creating an account, provide your personal information as requested by the app.
Your whole name, birthdate, and other pertinent data are included in this. Also, be sure to precisely enter your BVN.
Link Your ATM Card: You must link your ATM card to your CreditWise account as part of the registration process.
This action must be taken. Please be aware that N30 will be required to verify the card’s legitimacy. This charge is, however, refundable.
After linking your ATM card, an OTP code will be issued to the phone number associated with your BVN for verification. Put this OTP code into the app’s required field.
Credit Score Analysis: The app’s program will review your credit score after you’ve submitted a loan application.
The app will reveal the findings of this analysis. The amount of the loan you can obtain and your eligibility are both determined in this phase.
Identity Verification: The app will ask you to take a clear live selfie in order to further assure the security of your application.
Your identity will be confirmed using this selfie. Use a smartphone that has enough memory to take and upload the selfie.
Loan Terms and Amounts: You will be given alternatives for loan terms and the associated interest rates based on a number of factors, including your credit score. You can pick the phrase that best describes you.
For instance, the service charge and interest rates will be determined in accordance with your choice of a three-month loan term and an NGN20,000 loan amount.
Repayment: It’s critical to be aware of the repayment terms after your loan has been approved. You can get details about your repayment schedule, including the total amount that needs to be paid back, through the CreditWise app.
Creditwise Reviews & Legitimacy
CreditWise is a reputable loan-securing platform as of the time of writing because no documentation or collateral is needed.
Both happy and dissatisfied consumers have different things to say about them. To make an informed choice, check out the app store reviews and ratings of the company before applying for a creditwise loan in Nigeria.
What is credit wise interest rate?
The range of yearly interest rates for Creditwise loans varies from 12% to 20%. As an example, imagine borrowing N5,000 with a 180-day repayment schedule. In this case, a 12% interest rate would result in interest charges of N600.
Can I contact Creditwise customer care for assistance?
Absolutely. You can get in touch with Creditwise customer service at [email protected] if you need any help or have any questions. Additionally, you can travel to their actual office in Lagos, Nigeria at 23a Moleye Street, Alagomeji-Yaba.
How much is CreditWise from Capital One?
No. Use of the Credit Score Simulator is totally free. Utilizing CreditWise’s tools and signing up are free. And to sign up, you don’t even need a Capital One credit card.
Who can use CreditWise?
Anyone who isn’t a Capital One customer can get CreditWise. You must be at least 18 years old and have a valid social security number that can be connected to a TransUnion credit bureau credit profile.
Can I get an instant loan with Creditwise?
Yes, Creditwise focuses on offering quick loans. Once your loan has been authorized, the money will be sent right to your account, giving you immediate access to the cash you require.
What loan amounts can I apply for with Creditwise?
You can choose a loan amount from Creditwise that fits your immediate financial needs, ranging from N5,000 to N500,000.
How do I apply for a Creditwise loan?
Applying for a Creditwise loan involves the following steps:
Find the Creditwise app in your app store and download it.
Give accurate information when filling out the application.
Wait for approval, which is frequently given right away.
Your loan amount will be quickly disbursed to you after it has been approved.
How long can I take to repay my Creditwise loan?
Creditwise loans have terms ranging from 91 to 365 days.
Due to this flexibility, borrowers can choose a repayment period that fits within their means.
What are the eligibility criteria for a Creditwise loan?
You should: in order to be qualified for a Creditwise loan.
be a resident or citizen of Nigeria.
fall between the ages of 22 and 55.
possess a reliable income stream.
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