10 Best Allowance And Chore Apps for Kids 2024

10 Best Allowance And Chore Apps for Kids 2024

For many households with children, chores, and allowances have always been part of the daily routine. Some people grew up doing chores because they were a necessary component of daily family life. For others, these were weekly or monthly assignments that resulted in rewards. Like many other things, the ideas of chores and allowance are probably not going away anytime soon. Instead, they are being given a digital facelift.

These days, parents may manage their homes with the aid of numerous smartphone apps that do tasks like allocating and monitoring duties and tracking allowance payments. Kids now have access to their bank accounts and more, rather than just shoving a few dollar dollars or quarters into a piggy bank. Nowadays, youngsters may use mobile apps to learn about personal finance in addition to the games and streaming services they enjoy on their phones.

To learn chorea and more about the family apps that can assist parents in handling chores and allowance, continue reading.

Kids Allowance Apps That Require a Bank Account

Some programs for chores and allowances require you to open a bank account for your children, and sometimes even for yourself. These are the smartphone apps that need you to register for a bank account.

FamZoo: Best for All Ages

App Store Rating: 4.6

Google Play Rating: 4.7

Cost: $5.99 monthly or a varied pay-in-advance fee

How It Works

Described as a virtual family bank, FamZoo is intended for children ages preschool through college. When their children earn or receive money, the app assists parents in helping them manage their finances. For each of your children, you can choose to receive prepaid cards onto which you can load actual funds. Alternatively, you can create IOU accounts for your children, which allow you to electronically monitor their finances if you choose to pay them with cash or another medium. Both account types require a monthly subscription cost to be paid.

Parents may make checklists for chores and other things, view accounts, and transfer money using the app’s simple interface. Each task has a predetermined amount that you may choose, and as chores are finished and crossed off the list, FamZoo transfers the funds automatically.

You can incorporate more sophisticated elements, such as loans and budgeting, as your kids get older. By adjusting the access settings, parents can choose how much or how little access their children have to their accounts.

Greenlight: Best for Debit Cards

App Store Rating: 4.8

Google Play Rating: 4.1

Cost: Greenlight: $4.99 per month; Greenlight Max: $9.98 per month; Greenlight Infinity: $14.98 per month

How It Works

Parent-managed Greenlight is a debit card specifically intended for children. Greenlight’s basic subscription is $4.99 a month and comes with five kids’ debit cards. The amount of access that children have to their funds and how they can use their debit cards are both set by parents.

With Greenlight, parents can set interest and round-up rules for savings, make in-app task lists, receive notifications when their children’s cards are used, manually or automatically transfer money to their children’s cards, and much more. Even the use of your card at some stores can be restricted.

An enhanced subscription level called Greenlight Max comes with a platform for parents and children to invest. All of the benefits of the standard subscription are included, however the monthly cost is $9.98.

The greatest subscription level, Greenlight Infinity, has all the capabilities of the first two-plus extras like crash detection, SOS alarms, and family location sharing. That is $14.98 a month.

 Athenry: Best for Multi-Purpose

App Store Rating: 4.6

Google Play Rating: 3.6

Cost: $4.99 per month per child

How It Works

Another software for managing allowances that use debit cards is called Gohenry. Each child’s account is linked to the online account that parents set up. Children are given a Gohenry debit card, which is under parental control. Parents may assign duties, establish spending restrictions, decide where their children can use their cards, set up allowances or other transfers, receive notifications, and much more using the app.

Kids may manage chores, set savings goals, monitor their spending, check balances and transactions, get alerts when parents make payments, and even return the money they borrow to their parents’ accounts.

Homey: Best for Big Families

App Store Rating: 4.0

Google Play Rating: 2.6

Cost: Basic Homey: Free; Homey Unlimited: $4.99 per month or $49.99 annually

How It Works

The goal of the task management software Homey is to assist kids and teenagers in distinguishing between work and obligations. Parents can transfer money by syncing their bank accounts using the app.

Basic Homey features, such as managing tasks, allowances, and incentives, are free for families to use for up to three family member accounts. Still, to use every function of the app, you’ll need to pay for a Homey Unlimited subscription.

Along with managing allowance and other cash, transferring money, setting up “jars” for savings objectives, and adding or removing money from wallets, Basic Homey also enables you to assign daily, weekly, and monthly duties to family members.

A family of any size can use Homey Unlimited, and each child can have many savings jars. You can use it to link your bank account and add funds to your child’s savings account.

Kids Allowance Apps That Do Not Require a Bank Account

Here are some smartphone family apps that you can use to manage chores and allowance if you’re not a fan of opening a bank account.

OurHome: Best for Home Organization

App Store Rating: 4.1

Google Play Rating: 3.1

Cost: Free

How It Works

OurHome is an app for home organizing that offers families chores and reward systems. Parents can schedule and assign housework and other duties using the app. Goals and incentives can be established for particular jobs. You can track the progress of every family member with the app.

There are elements in the app that support family communication as well. Everyone has access to a common family calendar and shopping list. With OurHome, you can also schedule reminders and send notes to one another. You can stay in touch with your kids wherever you go thanks to the app’s ability to sync across an infinite number of devices.

allowance: Best for Chore Rewards

App Store Rating: 4.4

Google Play Rating: N/A

Cost: $2.99 one-time purchase

How It Works

The $2.99 app allowance is an allowance management tool that can be used by parents to create chore lists, assign due dates, and deposit money into virtual banks for each child as they accomplish goals or receive rewards. It is limited to iOS devices and offers the option to track chores using a star system. Additionally, parents can use the time tracking feature to keep an eye on their child’s screen time.

Children use the app to manage the allowance they receive for completing tasks around the house. In addition, users can monitor the stars they receive for fulfilling their obligations. Children can then log any transactions that take place in their banks, whether they involve money or stars. To monitor their money, they can deduct purchases made with actual cash, and they can redeem their stars for incentives.

S’moresUp: Best for All-in-One Family Management

App Store Rating: 4.3

Google Play Rating: 3.8

Cost: Standard plan: Free; Premium plan: $4.99 per month

How It Works

S’moresUp describes itself as the parenting equivalent of a Swiss Army knife. The software integrates several functionality that you could typically find in various apps into a single, straightforward mobile application.

S’moresUp allows parents to assign and manage all of their household duties and allowances, as well as track their progress. If the work requires cooperation from multiple family members, you can even allocate it to them individually. Do you need images to demonstrate that a task was finished accurately? Parents can alter the work list to suit their needs. For example, you might need a photo of the task being done or install a lock if the task isn’t finished in the allotted time. Additionally, you can establish savings objectives and offer prizes for earned allowance.

A family calendar is also included with S’moresUp so that everyone is aware of forthcoming events. You can publish messages and pictures for everyone to view on S’moresUp’s Home community feature.

Cozi Family Organizer: Best for Free Home Organization Help

App Store Rating: 4.8

Google Play Rating: 4.4

Cost: Standard plan: Free; Cozi Gold plan: $29.99 annually

How It Works

A software called Cozi helps parents coordinate daily family activities, keep track of housework, and more. Cozi is available in both a free and a premium edition, based on your needs.

A shared family calendar with color coding, a shopping list, to-do lists for household chores and other activities, and recipe storing for weekly meal planning are all included in the free edition of Cozi. You can make chore lists with Cozi for every member of your family. You can even print the lists to put them up somewhere visible to everyone. All of your family members can use the app and stay in touch because Cozi allows up to 12 users per account.

The ad-free version of the software, known as the Cozi Gold plan, has extra features like a birthday tracker, shopping mode, calendar search, and mobile calendar view. Multiple notifications and reminders can also be configured.

RoosterMoney: Best for Money Tracking [UK Only]

App Store Rating: 4.7

Google Play Rating: 4.4

Cost: Rooster Virtual Tracker: Free; Rooster Plus: £14.99 per year

How It Works

For parents and children in the UK, RoosterMoney is an app that manages chores and allowances. While the chore management system and other premium services require a monthly subscription, families can use the virtual money tracker and other helpful features for free.

Both the free and premium versions of RoosterMoney allow you to visually track your finances, set financial objectives, construct star and reward charts, and schedule allowances. You can divide your funds into four categories in both versions: goals, save, donate, and spend.

To add extra banking services to your account, you may also add a Rooster Card.

Chores & Allowance Bot: Best for Customization

App Store Rating: 4.5

Google Play Rating: 4.2

Cost: Basic: Free; Premium plan: $2.99 per month, $19.99 annually, $15.99 semiannually

How It Works

Tasks & Permission A software called Bot can assist with budgeting, allowances, and family duties. Parents can give their children daily, weekly, or monthly allowances through the app. Children can use an allowance graph to track the growth of their funds. You can designate particular kids for duties or keep them open-ended. You can also assign chores to another day if you don’t do them, or you can make duty completion a requirement for receiving an allowance.

Tasks & Permission Parents can use Bot to customize and extend their flexibility in how they use the program. To assist kids in understanding the duty at hand, parents can label chores with photos. Even if your child is a pre-reader and is unable to read their chore chart, there are solutions available to assist them.

Why Use an App for Managing Allowance and Chores?

It can be difficult and a task in and of itself to keep track of allowance and duties, especially when there are several children. While chore charts and personal piggy banks are adequate solutions, mobile apps offer a more contemporary approach.

These three apps can assist parents in the modern day with chores and family allowance.

It Keeps You Organized

Tasks that were previously limited to sticky notes and notebooks can now be assigned, tracked, and managed centrally with the help of allowance and chore applications. You can monitor your children’s progress and frequently speak with them from within the app, whether you’re at work or home.

It Keeps You Connected to Your Kids

It keeps you in touch with your children if it’s a family app that everyone uses. Together, you can utilize this time to teach each other valuable lessons about work ethics, money management, doing a good job, and other related topics. It might also help your children develop a sense of ownership and belonging.

Kids Live in a Digital World

In many households, it is a fact that electronic devices are used more often than not. Why not make the most of that and use technology to your family’s benefit?

Just consider how frequently you use technology to get by in your daily life. Apart from facilitating communication, smartphones can be utilized for banking, education, information gathering, creating reminders, managing appointments and other dates, monitoring loved ones, and other purposes.

Moreover, giving out allowance with cash might not always be the ideal option. These days, a lot of us rely more on debit and credit cards than cash. It might be more convenient to use apps that let you give your kids debit or prepaid cards.

The gulf between the old and new ways will grow even wider as our children get older. Why not use their preferred method of learning to teach children about money and work?

How To Choose the Best Chore App for Kids

It can be challenging to select the ideal chore and allowance app for your family out of the many options available. The following elements should be taken into account while selecting an app for chores and allowances for your home:

Cost

While some chore apps require a one-time or monthly fee, many are free to use. Assess whether using a paid option is necessary or if a free one will do.

Compatibility

You might not be able to access every chore app on your mobile device. Verify compatibility to see if a program can be downloaded and used.

Features

Look for apps that are appropriate for the needs of your family. Certain apps could be more appropriate for households with kids who are younger or older than your own. Seek for applications that have clear objectives, facilitate communication amongst users, and are simple for everyone to use.

Ratings and reviews

Although individual circumstances can often distort ratings, it’s still worthwhile to check before using the chore app. You can find out if an app has serious flaws or substantial drawbacks that could reduce its usefulness by reading reviews.

Is an Allowance App Right for My Family?

You may better manage your home and impart important personal finance skills to your children by using an app for chores and allowances. These applications can also help you manage the never-ending to-do list around the house and maintain your sanity.

Mobile apps offer a practical method to monitor home chores, set objectives, and keep the whole family in the loop. You might not be prepared to let your children access a mobile device, though. Even if you are, you and your children’s screen time may grow due to chore applications.

Having said that, the purpose of these apps is to save you time and increase household efficiency. To help you spend more time with your family and less time worrying about your children, try using one of the aforementioned family applications.

How to make a chore wheel

A chore wheel is a kind of work chart that uses a spinning wheel to allocate chores to children, making it a random activity. Online chore wheel templates are available for printing, or you can create one yourself with construction paper. Cut two circles out of the paper: one bigger circle with a list of duties around the edge, and one smaller circle with your kids’ names on it. Secure the circles together and let the children spin the wheel to find out what their daily or weekly chores are.

How to set up your family allowance

Establish explicit expectations for your children regarding the amount of work required, the jobs they can perform to earn money, and the pay rate for each assignment. You can deposit money straight into your children’s bank accounts if they have any. If not, you can give out money straight.

How does family allowance benefit my kids?

Children who receive an allowance have the chance to develop their decision-making skills, learn how to make and handle money and grow more independent. It can also aid in imparting values such as perseverance, saving, goal-setting, and giving.