How to (Send/Receive) Money With PayPay In Nigeria | Does it works?

How to (Send/Receive) Money With PayPay In Nigeria | Does it works?

How to (Send/Receive) Money With PayPay In Nigeria | Does it works?

How to (Send/Receive) Money With PayPay In Nigeria | Does it works?

PayPal is a popular site for transferring money between people and businesses online. You can use your PayPal account to purchase items from hundreds of online stores as well as eBay and Receive or transfer money from one account to another.

PayPal is an electronic commerce company facilitating payments between parties through online transfers. PayPal allows customers to establish an account on its platform connected to a user’s credit card or checking account. 

Once identification and proof of funds are confirmed, users can send or receive payments to and from other PayPal accounts online or through the company’s app.

In addition to online payments, PayPal also offers various related services, including debit cards for payments, credit card readers for small merchants, and lines of credit.

The Advantages that PayPal offers

  • PayPal is guaranteed against fraud
  • PayPal guarantees 100% protection against unauthorized payments from your account; while shopping online and providing your financial information, you are not fully protected from sites that can charge money from your account and make unauthorized transactions without your awareness, and that may cause you a lot of money and unnecessary aggravation.
  • PayPal prevents that option from happening, providing the safest way to shop online without revealing any information about your account.
  • Saving time: Avoiding long lines and spending valuable time going to the bank. Paying your bills has never been easier. With a simple click, you can take care of any payment you have without leaving your house and standing in long lines; PayPal provides you with the easiest and quickest way.
  • E-commerce website: You can integrate Paypal with your Online shop’s Dispute resolution center. If you feel the seller violated your agreement and want to file a claim against him, you can File a despite through PayPal within 30 days of your purchase. Saving a document that provides evidence will increase your chances of resolving a case faster than it is recommended to save emails, receipts, tracking numbers, or any other information related to your purchase.
  • PayPal is an easy-to-use and highly recommended site, but there are some disadvantages email may consider.

The Disadvantages Of PayPal

  • For Paypal users in India, it has a high transaction cost of nearly 4%. For Uemailis nearly Free.
  • PayPal can immediately freeze your account and hold your money.
  • This is a private company and not ruled by any federal banking regulations, therefor have no need for your permission or approval to freeze your account.
  • If they feel that you have committed fraud or violated their policy, they might freeze your account and hold your funds till further notice.
  • When your account is frozen, It might take a while till PayPal decides to release your funds And might leave you with very limited options and without proper explanation.

Benefit of PayPal

  • PayPal does not offer any benefits in terms of cashback or reward points.
  • What it does offer is an option to make large payments in installments without any interest and quick money-back guarantee returns, Even if the seller offers no returns.
  • However, these days, this is also offered by most credit cards making pay obsolete.
  • PayPal also offers the option to transfer money to other countries, but the exchange rates though competitive, are not the best Out there.

Paypal In African Countries

One of the best apps for sending money to Nigeria, Ghana, and Kenya is PayPal. Why do people all over the world love Pay Pal so much? Well, for one thing, they move money around pretty quickly. Also, their fees are pretty fair. You can send money to other countries without going broke.

When it comes to security, PayPal uses the best technology in the business to stop cybercriminals and other bad things that happen online. So, you can always be sure that your money is safe when you’re online.

PayPal Is Considered a very secure method of Sending payments online

Opening a basic PayPal account is free.  The only requirements are

1. A valid email address.

2. A valid credit card or bank account

3. With basic financial information, you can send money to anyone with an email address. And the receiver doesn’t necessarily need to have a PayPal account.

4. You can transfer money and make payments through PayPal by using your credit card Or by providing your personal bank account information and transferring money directly from your bank.

5. PayPal is very friendly and easy to use. Whether you are a new buyer or just starting as a new seller, PayPal is the most convenient way to make trusted online payments. And it costs nothing to send/spend money using PayPal.

6. You will be charged a fee on every payment you receive only if you have a Premier or Business PayPal account

7. A Personal account is the most appropriate for you if you want to use the account for buying or transferring money to others, while a Premier account is best if you also want to sell online.

Additional PayPal Information

PayPal offers payment services and solutions for both personal consumers and businesses. The company allows personal consumers to shop, make payments, and transfer money with relative ease. Users need an email address to sign up for an account and must provide a credit card, debit card, or bank account to complete the setup. 

  1. PayPal verifies all the information to make sure the person setting up the account is the rightful owner before the service can be used. PayPal account holders can use the company’s website or mobile app to transfer money to others using the recipient’s email address or mobile phone number.
  2. Shoppers can choose the PayPal option to complete purchases online if the retailer has the service. Transactions are completed within minutes, and the company promises that transfers are available for payment or withdrawal to the email account immediately.
  3. PayPal also offers businesses a range of solutions for their day-to-day operations. This includes payment portals for both online and in-person transactions, business management solutions, as well as credit and financing options. Business owners must also provide an email address in order to create an account.
  4. PayPal attempts to make online purchases safer by providing a form of payment that does not require the payor or payee to disclose credit card or bank account numbers. Therefore, money is secure; privacy is protected, and, since the customer base is so large, transactions are faster than traditional methods.

Why Use Pay Pal?

People like PayPal because it has been around for a long time, is strong, and is trusted by a lot of people. The security and ease of use are also very good. With PayPal, you can buy things online and send money to people in other countries more quickly.

Sign Up And Download PAYPAL APP HERE

Does PayPal work In Nigeria?

Yes, of course, Paypal work in Nigeria. Although most Nigerians have had trouble getting PayPal to work in their country, there are ways for you to take full advantage of what PayPal has to offer.

However, Nigerians are unable to receive money through personal accounts. There is also the option of opening a business account for Nigerian business owners who wish to take payments online.

How do I set up a PayPal account in Nigeria? 

If you have an online business, you will need to know how to set up a PayPal account in Nigeria so you can send and receive money. Nigeria may find it hard, unpleasant, and tiring to get money from other countries because there aren’t the right systems in place.

People who are always in pain are those who work from home or want to get money from someone in another country. Things are getting better, though, now that FinTech payment platforms like PayPal are available.

You can use PayPal to get money or send bills to people in other countries. It’s not hard to figure out how to use it, and the price is fair. The news that PayPal isn’t working has crushed the hopes of many Nigerians who wanted to try out the digital economy.

On a more positive note, you can set up a PayPal account and receive money even if you live in Nigeria. In other words, a Nigerian can have a PayPal account, even though it might not seem possible. What steps would you take to do that? This paper will try to answer that question.

This post will tell you everything you need to know to open a verified PayPal account in Nigeria within the next 10 minutes. Before we move on, we should talk about how PayPal got started, what it is, and what it can do.

Can You Get Money Through Pay Pal in Nigeria?

It’s not news that Nigerians can’t sign up for a PayPal account because of rules. So, it has been hard for a lot of people to get money from their family or friends or for freelancers to get paid by their clients.

There are other choices, such as Neteller, Skrill, Transfer Wise, etc. People would have been the easiest because it is used by more people and is a payment method that is accepted in most countries around the world. I also know how hard it can be to get money from outside of Nigeria.

Since most of my freelance clients only want to pay me through PayPal and won’t use any other method, I have to use PayPal. This made me do a lot of research to figure out how to get around these rules. Then I found a way to make a PayPal account in Nigeria without any limits, which I will tell you about in this guide.

How to Open a Verified PayPal Account in Nigeria:


An Email Address: This will be used to get money through PayPal. You also need to sign in.

A valid government-issued ID: This could be your National ID, Voter Card, International Passport, Driver’s License, etc.

Nigerian Phone Number: Phone Number in Nigeria

Your full address in Nigeria is: Your ID card from the government must have the same address as you.

Sign Up HERE

If you already have all of these things, you can go ahead and set up your PayPal account.

FAQs: Is it safe to send money through PayPal? Have you tried it out for yourself?

The original question was: Is it safe to send money overseas through PayPal?

Yes indeed. It’s something I always do!

They convert all the currencies right there and then, so I know exactly how much it will cost me to send money internationally without any extra fees.

I send and receive money from other countries, and PayPal doesn’t charge me for either.

It’s the best way to send and receive money without having to pay any fees!

Yes, Paypal is a fully safe & secure payment gateway that is available in the market, but the charges of very high TDR rates as compared to other Paypal settlements are also good, and this is the best payment gateway if you are doing business in multiple countries at a single time.

FAQs: Is PayPal safer than credit cards and banks?

In fact, using PayPal to make a purchase could be much safer than using a check, credit card, or bank account.

With PayPal, all of your financial information is kept in a single online “vault.” You can’t say the same thing about sending Mastercard or bank information online. Fraudsters can also easily get around paper checks. All they need is a bank account number or routing number to get into a buyer’s account and do real financial damage.

PayPal gives buyers “refund” protection if they pay for something but don’t get what they ordered. This gives buyers a lot of peace of mind that their money is safe when sent through PayPal.

PayPal customers should also protect their own information by keeping their security software updated on all of their devices and not making purchases over public Wi-Fi, which is easier for hackers to get into.

It’s also smart to fund your PayPal account with a Visa instead of a bank account or check card. That’s because a Visa company is more likely to accept a payment plan and give you a discount on your money than a bank or charge card company.

FAQs: How to Stay Safe on PayPal as a Buyer?

At the end of the day, PayPal seems fine for buyers because the site stage is both safe and encrypted.

The biggest information security issue for buyers might be outside of PayPal. They’ll need a safe way to connect to PayPal online, so their information should be safe from prying eyes. PayPal has information workers that constantly check your program to make sure it’s using the best and most up-to-date encryption technology. It also checks (and lets you know) that your information is stored on a PC worker that is not connected to the Internet.

PayPal cares about the security of its foundation, which is why it pays money to PC security experts who find any holes, bugs, or weak spots in its advanced information protection framework.

FAQs: How to Stay Safe on PayPal as a Seller?

Most of the time, PayPal merchants can count on their clients to have a legal and safe experience. The same information security tools that PayPal uses to protect buyers also protect merchants.

One important difference is that it’s not really a matter of information security but of exchange and question.

All in all, PayPal makes it easy for buyers to dispute transactions for a number of reasons that are hard for sellers to dispute. For example, it’s hard for dealers to win arguments about shipments that never came or came damaged. Buyers can say that the shipment never came, was stolen, was damaged, or that they were not happy with the product. PayPal seems to be set up to help the buyer more than the seller unless the seller has strong protection for their own good.

Merchants can better protect themselves in disputes if they only ship products to solid, proven complaints and ask for a proof of delivery message from delivery systems. (UPS, Federal Express, Amazon, and the U.S. Postal Service, among others, all give PayPal sellers delivery confirmation numbers.)

For more expensive items, PayPal sellers should ask for a mark from the buyer to show that the item was received and in good condition.


PayPal is a fantastic service, however, it does not operate without some restrictions in Nigeria. We can only hope that this restriction will be removed at some point. However, you should never experiment with any unaccepted methods that go against the policies of PayPal.

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