The carnival is in the sixth edition and I have enjoyed hosting the carnival so far. I want to take this one step further by requesting fellow bloggers to hold the carnival on their site. Please use this form to send me a date you would like to host the carnival on. The next edition will be hosted by Lisa @ thriftability.com

I have updated the resources section with articles on Roth IRA. I will be adding more articles in the coming days.

Comments and Links: There are about 90 comments on the site, when I started the blog some time ago, it dint seem like anyone would leave a comment on the site, but I am glad to see the encouragement I am getting from fellow bloggers.

Carnival Inclusion: My posts were featured in two carnivals. Please let me know if I have missed you carnival and I will add it here.

Carnival of Financial Planning

FearlessMen’s Weekly Round Up

Yakezie Carnival

Tax Carnival

Guest post: I have started reaching out to bloggers for an opportunity to guest post. I am also glad that some bloggers have offered me an opportunity to let to speak with their readers. I am glad that this support system exists in the personal finance blogosphere.

Alexa Ranking: The Money Mail is now at 257K in Alexa Ranking. I will be honest, I did not expect to be at this benchmark so early. This is really motivating. A special thanks to my readers.  

Twitter: I have reached over 60 followers on twitter. You can follow me @the_money_mail. I am going to celebrate this as a small win. It is already motivating me to go after a bigger target. 

Spam: I am amazed at the diversity of spam comments I get. Right from someone offering SEO services to someone who loves my blog so much that I feel I saved their lives by starting to write. Come on guys get a life.

Featured Post

This week I shared the strategy that has worked for me every time I wanted to get back from failures. Small wins can give you motivation and confidence to achieve big wins.

http://themoneymail.com/small-wins/

Carnival submission

Kim  @ Eyes on the Dollar writes a post meant to showcase all the reasons to love your used car and help you avoid the end of the year advertisements that tell you otherwise. See post Reasons to Love Your Used Car

James Petzke @ This Is Common Cents writes The Only Real Get Rich Scheme – If you follow a simple two step plan, you’ll find that you will build wealth no matter what.

Pauline @ Reach Financial Independence writes Being outside of average – This is a guest post from the Outlier Model about their dreams of early financial freedom and sacrifices to get there

Lance @ Money Life and More writes 2013 Standard Mileage Rates Announced by IRS – The IRS has released the new standard mileage rates for 2013 that many companies use to reimburse you for business miles driven on your personal vehicles.

Martin @ Studenomics writes The Obligatory Save Money During Christmas Personal Finance Article – How you can save money this holiday season.

SavingMentor @ How To Save Money writes Free Money: $100 Gift Card And Up To 5% Cash Back On Gas & Groceries – It’s time for another one of those posts where I talk about some company giving away practically free money for doing something that requires very little effort.

Evan @ My Journey to Millions writes December 2012 Net Worth Update – From November 2012 to December 2012 my net worth increased 1.29% Year to Date my net worth has increased 39.19% From January 2011 to October 2012 my net worth has increased 140.48%

Beating Broke @ Beating Broke writes A Review of Dave Ramsey’s Revised Financial Peace University & New Speakers – While this latest version of Financial Peace University has all of the benefits of the old version, some of the material has been changed, and there are new speakers added to the mix.

Jason @ Live Real Now writes Getting Out of Debt: The Prime Rule – Getting out of debt is a simple process, but that doesn’t make it easy. It only has two real steps: stop using debt, and keep making the payments.

harry campbell @ Your Personal Finance Pro writes A Review of My Experience With Car2go San Diego: A Car Sharing Service – Although Car2go hasn’t reached every major city yet, there is probably some type of car sharing service available in your local metropolitan. Whether it’s Zipcar or some other service, the idea of car sharing has really taken off over the past couple years. I’m pretty intrigued by the whole idea because less cars on the road is better for the environment and traffic congestion. This is pretty important for a city like San Diego with millions of people and no viable public transportation

Matt @ Living in Financial Excellence writes Refusing to Conform: Why I Am Not Shopping on Black Friday – All across America, there are two groups of people gearing up for Black Friday. Those who can’t wait to check out the deals, and those who want nothing to do with it and are planning to stay home.

Lazy Man @ Lazy Man and Money writes Asea Scam? – Some of people who analyzed MonaVie and determined it’s expensive fruit juice did some research and found out that ASEA was expensive salt water. I knew that I had to write about ASEA.

Bryan @ Gajizmo.com writes Types of Insurance Policies For Homeowners – Consumers are well-aware of auto, health, life, and home insurance, but what about the other, less common types of insurance most Americans use at some point? We cover the importance of title, mortgage, liability, umbrella, earthquake, and flood insurance.

Miss T. @ Prairie Eco Thrifter writes Adult Children Living at Home – How to Approach It – With the economy showing no signs of a quick recovery, chances are that even more parents will have their adult children living at home with them again. But with open and honest discussions about expectations and goals prior to move-in, it is possible for these “boomerang kids” to make a successful transition back under their parents’ roof and then back out into the real world.

Edward Antrobus @ Edward Antrobus writes Pros and Cons of No-Contract Cell Phone Plans – A list of some of the pros and cons of no contract cell phone plan providers. Is the difference in plan price worth the limited selection? I think it is.

Emily @ One Smart Dollar writes Not All Bills Help Rebuild Credit – Being late on any bill can help to hurt your credit, but did you know that not all of them can also help to build credit?

Megan Russell @ Kittenomics writes Financially Savvy Kittens on Gifts to Charity – This kitten gifts appreciated stock. Be more like this kitten.

Everything Finance @ Everything Finance Blog writes How to Resist the Urge to Spend – At the core of almost all personal finance advice is this one foundational principle: you have to resist the urge to spend as much as you want. Without that discipline it is difficult if not impossible to reach any type of long-term financial goal.

Grand Per Month @ Grand Per Month writes Make It Easier to Earn a Grand Per Month – Offer Multiple Services – So, you have made the decision to make a grand per month on the side. You have picked a job and have found a client or two, but you still aren’t making the kind of money that you had hoped, or you aren’t finding clients as quickly as you would like. Does this sound familiar? If it does, you may want to think about expanding your services.

Penny Thots @ Penny Thots writes Make Mistakes the Easy Way: Through Someone Else – Chances are that the people you admire have already made decisions, bad and good, that you can use to improve your own life. Find out — read their biography!

Little House @ Little House in the Valley writes Who Said Paying Bills Isn’t Fun? – Ever since I’ve gotten myself in the habit of tracking our income, expenses, and recording every penny, paying bills has actually become…dare I say….. fun.

Teacher Man @ My University Money writes Get Your Parents To Buy You a House! – To most parents, buying a house for their 18-20 year old son or daughter to manage as a rental property as they go through school seems like a …

Jason @ WorkSaveLive writes, while some people seek interest-bearing checking accounts, PerkStreet Financial offers the best rewards checking account on the market. With their Cash Back Rewards Debit Card, PerkStreet has given consumers the opportunity to earn at least 1% rewards on ALL of their non-pin debit card purchases. See post PerkStreet Financial Review

Young @ Young And Thrifty writes How The Canadian Banks’ Spending Spree Affects You – The recent headlines that smack of patriotic pride concerning Canadian banks buying up distressed financial assets in the USA over the past few months have been interesting to say the least. I don’t know a heck of a lot about corporate finances at the highest levels, or even what metrics these guys are using in order to gauge if these acquisitions make sense or not. Anecdotally though, as a Canadian citizen, I think I should be interested, and possibly even concerned about these goings on, e

Grayson @ Debt Roundup writes Students: How to Finish College with No Debt – Millions of Americans graduate college owing tens of thousands of dollars in student loan debt, and some owe considerably more than that. For many students, this is debt that will take them years or even decades to pay off. There are even some individuals who are still paying on student loans well into their retirement years! While some cannot afford college with loans, many can finish college with no debt by following the right strategies.

Investor Junkie @ Investor Junkie writes Investing in Vacation Properties – We don’t normally think of vacation properties as investments, but at certain times and under certain circumstances, they can be one of the best investments you can make. This can very well be one of those times.

Matt @ Dividend Monk writes Financial Freedom: The Accelerated Version – A huge overview on how to become financially independent way ahead of the curve.

Glen Craig @ Free From Broke writes The Fiscal Cliff Doesn’t Just Affect the Rich – People think the fiscal cliff is about the wealthy and their taxes. Truth is the fiscal cliff affects those who aren’t wealthy, especially the poor.

FMF @ Free Money Finance writes Gym Memberships are Good Deals — If You Use Them! – Memberships are not all bad. If you actually use a membership, it can save you a great deal over a per use payment structure.

John @ Frugal Rules writes 5 Frugal Ways to Start Investing Now – Investing in the stock market can be intimidating for many, but it does not have to be. With a little education and setting a plan you can invest in the stock market and not have to spend lots of money doing it.

Emily @ PT Money Personal Finance writes Have You Considered [the Cost of] Adoption? – If you’re considering adoption, this insightful post breaks down the 3 types of adoptions and the costs that can accompany them.

Buck Inspire @ Buck Inspire writes My Housing Crisis of 2012 – We all heard of being upside down on a house, but what about inverted or reversed? Here’s my crisis just before closing on my new home.

Matt @ Budget SNOB writes: one of the most forgotten ways to stay on budget is also the easiest. See post Using Cash to Stop Overspending and Stay On Your Budget