How to Buy a House/Apartment you want to live in


Buying a house is probably one of the biggest decisions in your life. After all, one of the necessities of survival is to actually have a location to live. Of course, you don’t just want…

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How to Create Budget in Five Minutes


One of the reason people often cite for not make a budget is the time it takes to create one. You don’t want to miss out on the immense benefits a budget offers just because…

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Do one thing at a time


We have so many things to work on at any given time. At work we have to take care of multiple priorities at the same time, at home we are constantly trying to balance our…

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The Benefits of a Budget


A budget can help you create smart habits where you are aware of the impact of the financial decisions you are making, eliminate guess work and make you more confident about your finance. Budgets don’t…

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Passive Income Assets


Passive Income – getting money without having to work for it. In reality there is nothing like true passive income. You have to either take some financial risk by investing in assets that can lose…

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Roth IRA


Note: (Updated on 8th January, 2013)I have tried to make this the most comprehensive single article on Roth IRA.  After reading this article you will know what is a Roth IRA? Is Roth IRA right for you?…

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Write For Us


The Money Mail is a true multi-author personal finance blog  and we are open to high quality articles from other bloggers. We have received many requests for guest post in the last few weeks and…

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2013 Roth IRA Income Limits and Contribution Limits


Roth IRA is a retirement plan that one can open and make after-tax contributions. Qualified distributions from the plan are tax free and can be a good source of tax-free income in retirement. You can start making…

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Payday Loans Alternatives


Payday loans, arguably the most hated personal finance instrument/ service that exists today. If not hated, there is practically no love for it. And there is good reason for the sentiment. Payday loans can charge…

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How Do Big Businesses Borrow Money?


If you are running a big business you know that a running a company requires a lot of cash. Often your clients pay you after you deliver the products and often even 60 to 90…

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Roth IRA Frequently Asked Questions


This is a collection of all the questions we get frequently asked about Roth IRA. If you have any question you would like us to address, please use the contact form and send us your…

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Monday Reader Question: Are Teenagers Spending Their Money Wisely?


Starting today I am starting a weekly series of QnA. If you have a question you would like me to address, please use the contact form. I respond to all emails. A reader sent me…

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Roth IRA Conversion


Converting to a Roth IRA is a very easy and simple process. This article is an overview of the Roth IRA conversion rules and process. In order to make new contribution to a Roth IRA, income…

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Bouncing Back From Failure With Small Wins


We all suffer setbacks, fail in our endeavors, get demotivated but true strength is in coming back. I have failed several times – in academics, in personal life, in professional life  – I was miserable…

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50+ ways to be a leader in today’s world


How to be a leader in today’s world? A question that nearly everyone thinks about, right from a professional working 9 to 5, a sportsperson trying to get to the top of his game, an…

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Simple Budget Template That Works


We all know that creating a budget will help us bring discipline to our spending and help us in achieving our personal finance goals. Yet many of us don’t make a budget. We think about…

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For better fares book your airline tickets directly with the airlines


It is know that most people look for the cheapest flight ticket to get to their destination. That is why websites like Expedia, Priceline and Orbitz sell you tickets from many airlines and the same…

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Why we don’t execute on our goals


Almost every person comes up with an idea than can change the world, a multi-million dollar idea, or the next revolutionary product but only some people act on these and bring it to the life….

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Paying Down Debt Using 0% APR Balance transfer offers.


If you have credit card debt or some other form of debt that you are trying to pay off, balance transfer offers from credit card companies can be a very useful tool to help you…

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