Passive Income Assets


Passive Income – getting money without having to work for it. In reality there is nothing like true passive income. You have to either take some financial risk by investing in assets that can lose…

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Roth IRA


Note: (Updated on 8th January, 2013)I have tried to make this the most comprehensive single article on Roth IRA.  After reading this article you will know what is a Roth IRA? Is Roth IRA right for you?…

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Write For Us


The Money Mail is a true multi-author personal finance blog  and we are open to high quality articles from other bloggers. We have received many requests for guest post in the last few weeks and…

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2013 Roth IRA Income Limits and Contribution Limits


Roth IRA is a retirement plan that one can open and make after-tax contributions. Qualified distributions from the plan are tax free and can be a good source of tax-free income in retirement. You can start making…

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Payday Loans Alternatives


Payday loans, arguably the most hated personal finance instrument/ service that exists today. If not hated, there is practically no love for it. And there is good reason for the sentiment. Payday loans can charge…

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How Do Big Businesses Borrow Money?


If you are running a big business you know that a running a company requires a lot of cash. Often your clients pay you after you deliver the products and often even 60 to 90…

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Roth IRA Frequently Asked Questions


This is a collection of all the questions we get frequently asked about Roth IRA. If you have any question you would like us to address, please use the contact form and send us your…

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Monday Reader Question: Are Teenagers Spending Their Money Wisely?


Starting today I am starting a weekly series of QnA. If you have a question you would like me to address, please use the contact form. I respond to all emails. A reader sent me…

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Roth IRA Conversion


Converting to a Roth IRA is a very easy and simple process. This article is an overview of the Roth IRA conversion rules and process. In order to make new contribution to a Roth IRA, income…

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Bouncing Back From Failure With Small Wins


We all suffer setbacks, fail in our endeavors, get demotivated but true strength is in coming back. I have failed several times – in academics, in personal life, in professional life  – I was miserable…

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50+ ways to be a leader in today’s world


How to be a leader in today’s world? A question that nearly everyone thinks about, right from a professional working 9 to 5, a sportsperson trying to get to the top of his game, an…

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Simple Budget Template That Works


We all know that creating a budget will help us bring discipline to our spending and help us in achieving our personal finance goals. Yet many of us don’t make a budget. We think about…

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For better fares book your airline tickets directly with the airlines


It is know that most people look for the cheapest flight ticket to get to their destination. That is why websites like Expedia, Priceline and Orbitz sell you tickets from many airlines and the same…

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Why we don’t execute on our goals


Almost every person comes up with an idea than can change the world, a multi-million dollar idea, or the next revolutionary product but only some people act on these and bring it to the life….

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Paying Down Debt Using 0% APR Balance transfer offers.


If you have credit card debt or some other form of debt that you are trying to pay off, balance transfer offers from credit card companies can be a very useful tool to help you…

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Joining the Yakezie Challenge


The Money Mail is participating in the Yakezie Challenge. Yakezie Challenge was started as a way to encourage personal finance and lifestyle bloggers to help each other by becoming consistent on the blog (posting 2- 3 times…

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Save money on holiday gifts


With the holiday season just around the corner, everyone is looking to buy gifts. With so much shopping, it is easy to spend more money than you had anticipated. Sure you want to buy gifts for everyone…

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Benefits of working from home for yourself


I worked in a big corporation for over five years and have now been working from home for the last few months. The contrast are striking while both have their pros and cons, today I would like…

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Ten ideas to save money today


It just feels like a day where I would like to save some money for me and for you. If you have some money saving ideas, share them with me in the comments sections. 1. Pack…

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