A Bad Credit Score Will Cost You More


You may not give much importance to your credit score but others are looking at it at crucial points in your life and a low credit score will cost you! In order to understand the…

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How to get my credit report for free?


In today’s world it is quite essential to view your credit report. Almost every employer, insurance agents, landlords and banks use your credit report to evaluate your application for insurance, credit and housing and so…

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September 2013 Net Worth Update Roundup


In this month’s update I have cast a much wider net. I incorporated feedback from many of you and made the report more useful. All the disclaimers I made in the first post where I…

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Rental apartment

Using Rental Income as Retirement Income


Has the idea of getting into real estate as an investment ever struck you? If no, then it is worthy enough to be given a thought. Real estate can be a lucrative investment option if…

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Learn how debt consolidation can help you pay down debt


If you have debt from multiple sources like credit cards, car loans, personal loans with different APR, you should look at Debt consolidation as a way to lower your interest rate and simplify your life…

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Bag with Retirement Money

401 K – The Getting Started Guide


Why it Matters It could be free money from your employer. It will give you a lower taxable income Savings and earnings that accumulate without you having to remember to make deposits. The opportunity to…

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Is it Too Early to Start Saving for Retirement?


Wise people say that it’s never too early when you plan to do something brilliant. Same holds good in case of retirement planning. Its’ never too early to plan your retirement and make arrangements for…

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Using hope and fear to meet your financial goals


Everything anybody does is because of hope or fear. Hope and fear drive every action we take, whether we are conscious about them or not. Take a moment to think about what motivates people at…

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August 2013 Networth updates

August 2013 Net Worth Comparison


I follow many personal finance blogger have been doing this for a long time. One of the most interesting posts I find on personal finance blogs is that how open these bloggers are about their…

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The Right Way to Use Credit Cards


Credit cards attract a lot of controversy and the reason is many people don’t use them wisely. If you know how to use your credit cards wisely, you can save money using them and reap…

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Debt avalanche method- Helping you get rid of your growing debts


People end up in debt due to various reason, while some are forced in to debt due to poverty many end up into a financial mess using money in an inappropriate manner – spending too…

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Top Roth IRA providers for 2013


I have looked any many brokerage houses to select some of the best Roth IRA account providers for you to use in 2013. In this article we will cover the top Roth IRA providers where you Roth…

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How to Improve Your Credit Score?


If someone offers you deal coupons which would save you a lot of money would you take it? For sure you will because everyone likes to save money. Well then why not to care about…

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What is credit score and how is credit score calculated?


Have you ever pondered over the ease with which you can log on to a website and get your credit approved almost immediately? Or when you got prequalification for a car without the company even…

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Some side business ideas that do not require start-up capital


Are you looking at breaking free from that regular nine to five job and becoming the master of your own destiny? You may have skills and the required knowledge to start off on your own…

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How to Get Finances in Order After You Get Laid Off


Lost your job? Must be a tough day. With this loss of the primary source of income you may be in trouble. Sorry to tell you this, but your day might just get a whole…

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Debt snowball method – Snowball your way to a debt-free life!


Are you looking at the debt you have accumulated and wondering how you can pay it down? Paying down debt requires a plan and determination to follow through. There are debt repayment plans that can…

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How to Buy a Used/Old Car


Buying a new car is almost always much more expensive than buying a used car. Everyone knows that a car loses the most value in the first year. In fact the moment you drive the…

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How to Buy a House/Apartment you want to live in


Buying a house is probably one of the biggest decisions in your life. After all, one of the necessities of survival is to actually have a location to live. Of course, you don’t just want…

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