This article discusses the importance of a person always having a certain, predetermined amount of disposable cash in his or her wallet.  The author lists four compelling reasons why a person should always have some cash on-hand, including the fact that not all retail establishments accept credit or debit cards, ATM machines are not always available, working, or safe dispensaries of money, people with no cash end up borrowing a few dollars here-and-there to the annoyance of their friends, and having actual dollars and cents makes splitting a tab with friends easier to do.

Posted at : Budgets Are Sexy