Baby Boomers – What are they doing during retirement?

Baby boomers now represent one quarter of the American population and the generation is rapidly approaching retirement. Does this mean they are assuming the typical life of leisure everyone that associates with retirement? In

Dealing with financial emergencies

We’ve all been there; the washing machine refuses to wash; the fridge stops refrigerating and the children really DO believe that money grows on trees and they should be going on the school trip

A Guide on How to Grow Your Business

Thinking of expanding your business? Congrats. That means you’re doing well enough to think about tackling new challenges and opportunities. However, it’s important to prepare well. Expansion is a big step. Sure, your business

Building a profitable relationship between the sales and finance function

Irrespective of the sector or industry a business operates in, one consistent obstacle which stands in the way of success and harmonious cross departmental relations is the seemingly opposing functions of the sales and

Five Ways To Assess What You Can Afford in Your Budget

It can be difficult to know how best to go about budgeting if you’ve never done it before.  Many people find that by the time they realize they could have used some budgeting, it’s

What Is Investing?

Investing is all about taking calculated — and perhaps some non-calculated — risks in the hopes that the investment pays off, literally. Investing is when you take a sum of money and give it

Make Your Small Business Flourish

It’s no secret that starting your own business is both a terrifying and an exciting time. It’s about taking risks, learning through trial and error and figuring out exactly where your place in the

Five Questions That Must Be Answered When Taking Out a Mortgage

Applying for a mortgage could possibly be the biggest financial decision you make in your life. If you make the wrong decision, it could potentially could you thousands in the long run. To make

Interested In Investing In Gold? Things to Know

You might have heard people talking about their gold investments with some interest, but not really understanding the finer points. This can be expected if you haven’t had much involvement with investments before, or

Renter’s Insurance Policy- Yes or No?

Renters insurance or tenants insurance is an insurance policy designed especially for the tenants to provide coverage against the loss to their personal belongings in a rented home. It is a worrying fact that

Importance of Life Insurance

Everyone knows someone who last lost a near and dear one before their time and some of you may have gone through it yourselves. While a loss of a loved one is the most

8 Things Hurting Your Credit Score

Credit score plays an important role in your life. For instance, if you are looking for a loan then your credit score will decide what interest rate will be offered to you. If you

50+ Ways to Get Inspired

We as humans are competitive by nature. It is normal to feel the urge to be innovative and to create. This urge is also necessary to stay ahead of the crowd. We all need

Debt Snowball vs. Debt Avalanche, Which One Is Better?

When planning your way out from a labyrinth of growing debts towards a debt-free life, choosing a right debt reduction method is an indispensable part of the plan. There are a number of debt

6 Free Experiences Worth More Than Any Paid Experiences

Life is a journey. It is how we take this journey that sums it all up. Our life is like a roller coaster ride, filled with ups and downs. We meet people and we

Invest In Your Career

When people hear the word “investment,” they automatically think about stocks and bonds.  But there are other important investments you can make, including an investment in your career.  In some cases, this will require

Costs of Car Ownership

We Americans love to move around in our own car and derive pleasure from the convenience it has to offer. However, this pleasure comes with a price tag. The purchase price that you pay

Five Smartphone Apps That Will Save You Money

Smartphones have surged in popularity in recent years to the point where the majority of Americans have one. Applications such as Facebook, Twitter and Instagram are some of the most popular downloads, but you

How To Decorate Your House On A Budget?

Today almost everyone likes to have their home well decorated as to maintain their status in the society. But it is often heard that decorating your home is an expensive process, yet one should

Budgeting Myths and Facts

Budgeting is a fantastic technique to help you manage your money in a better way. It is a simple statement prepared on the basis of your earnings and expenses. It gives you a fair